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I've been advised to use diaper-rash ointment containing zinc oxide to keep my horse's muzzle from getting sunburned while he's grazing. I've been wondering if this would also work to keep me from developing a "horsewoman's tan." All of the sunscreens I have tried help me avoid sunburn, but I have brown arms from the edge of my gloves to the edge of the short-sleeved shirts. For decades, lifeguards have used white zinc oxide to keep their noses from burning. It blocks both UVA and UVB rays and provides excellent protection.

GREENWICH, Conn. -- No one was home when firefighters got to the tree-shrouded mansion on the evening of May 5. Inside, mounds of documents were burning in two fireplaces and in a metal filing cabinet, scorching nearby furniture.The firefighters doused the flames and called police, who found strange notations on some of the charred documents. The top line on a handwritten "to-do" list pulled from the fire read, "Launder money." The next line: "Get $ to Israel get it back in."Greenwich detectives and federal agents have been looking ever since for the owner of the $3.1 million house, Martin R. Frankel, 44. They also can't seem to find between $200 million and $3 billion in other people's money that Frankel, under several aliases, had been managing.

In a few weeks, the buzz will be over. No more Janis Joplinesque shrieks from the trees of Baltimore. The cicadas will be gone. Didn't have time to commemorate their emergence with a keepsake? No need to worry. Along with thongs, T-shirts, wall clocks and mugs, you can now purchase a cicada carcass and have it shipped to you via Cicadaville.com. Or so Cicadaville says. For $5.95, the Cincinnati-based Web site says, it will send customers an "attractive" cardboard jewelry box lined with cotton, and containing, of course, an unpreserved cicada.

At www.kuleshop.com, luxury designer Nikki Kule sells the cutest red shorts for $88. At milkshop.com, a pair of True Religion jeans is going for $106. For fashionistas, these are yawn-inducing prices; the jeans, in fact, could be considered bargain-basement. But these are clothes for the littlest of style-seekers: tweens, toddlers and the stroller-bound. These days, many parents are willing to spend as much on their kids' clothes as they do on their own. In order for Johnny to be the coolest kid in school, his parents will shell out once-unthinkable sums for designer duds and celebrity-endorsed labels.

An article Sunday about the condemned Riverdale Apartments in Essex-Middle River incorrectly described the status of the property. The U.S. Department of Housing and Urban Development has foreclosed on half of the complex; Chemical Bank, now part of Chase Manhattan Bank, holds a mortgage on the other half and has not foreclosed.The Sun regrets the errors.PALM BEACH, Fla. -- Richard M. Schlesinger lives a life of controversy -- and contrast.Here on Florida's Gold Coast, he lives among the moneyed elite -- Donald Trump, Rod Stewart and the Ford family -- behind the walls of a $13 million oceanfront mansion.

Megan Childs and her four sisters came away safely from a private plane crash in Chesapeake Bay yesterday, thanks to what one official called a perfect emergency landing by her father.Megan, 12, and one of her sisters opened the doors to the plane as it settled into the water just south of the eastern end of the Bay Bridge, and she passed out life jackets while boats from a marina sped to their aid."We're all really good swimmers," said the Magothy River Middle School student, who is on a swim team.

Baltimore-based Under Armour hosted a press event in New York City Tuesday to introduce what the company has dubbed "its biggest ever global marketing campaign. " While the new "I Will" campaign recalls the old "Will you protect this house?" commercial that first helped the company become popular -- the respondents always answered "I will!" -- the new spot released Tuesday focuses on an area that has become increasingly important: high-end technology and innovation. Let's just say that the commercial ends with a woman adjusting the composition and color of her clothing by using a touch screen built into her sleeve.

Forty-seven years had passed since the last star had been added to the American flag, before two new designs were flown for the first time over Fort McHenry within months in 1959. Arizona became the 48th star in 1912, and the new flags adding Alaska and Hawaii each made their debut in Baltimore — both on the Fourth of July. An executive order signed by President Dwight D. Eisenhower on Jan. 3, 1959, after the admittance of Alaska to the Union, reconfigured the stars on the old 48-star flag to seven rows of seven stars each, staggered horizontally and vertically.

OK, I admit it -- I cried. Big tears, all over my cashmere sweater. Still, I was fairly sedate compared to the man sitting a couple of seats away. Blubbering.He, I'd like to believe, was wrapped up in the emotion of the story, a romantic comedy in which a chauffeur's geeky daughter returns from Paris transformed into a beautiful and sophisticated woman who entices not just one but both of the millionaire Larrabee sons.I, on the other hand, was crying over the fashions.While I have to admit that pantsuits and sleek velvet ball gowns are more apropos of the '90s, some deep-seated '50s part of me was craving the sight of opulent, luxurious clothing -- and not on the male actors.

Life-size skeletons, sweaters knit in Bolivia, baby bottles, umbrellas, Albert Einstein posters, stethoscopes, golf bags, popcorn makers and T-shirts. It's a merchandising mix that works only in one place -- the college bookstore.But it's a lucrative mix that brings the 4,500 college bookstores in this country and Canada $7.6 billion in annual sales.At the Baltimore Convention Center this week, 660 vendors are hawking merchandise to college bookstore operators and owners. They are selling all of the items students would want to find -- from books to computers to items parents would probably rather they didn't -- in a college bookstore.