February 12, 2010
Who doesn't love a good mailbag? Some good sportswriters do them ÃÂ including two of my favorites, ESPN.com's Bill Simmons and SIÃÂs Peter King. Maybe having my own will make me a good writer, too. Wait, Stuart Scott has one, right? Nevermind, I guess itÃÂs not a cause-effect relationship after all. Oh well, youÃÂre getting my mailbag anyway. It wonÃÂt be monthly, just whenever I feel like doing it. So send over your questions, and they might make it in b . jeffw171 on Twitter responds to WednesdayÃÂs mock draft where I had the Ravens taking Illinois WR Arrelious Benn: "Why not Jermaine Gresham or Brandon LaFell?
June 19, 2005
Playhouse used as storage shed runs afoul of local association Q. I purchased a new home in Fallston Valley Farms in 2003. I later put a "playhouse" in the rear yard. I submitted all required information to the community association, including a plat of the property showing where the structure would be placed, dimensions of the structure, material and color of the structure and landscaping around it. I even faxed a picture of the "playhouse" to them. In August 2004, I received a certified letter from the architectural review committee of the Fallston Valley Homeowners Association Inc. [saying]
November 21, 2004
I had a new home built four years ago. Unfortunately, the flashing for the windows was poorly done and rain can easily make its way underneath the siding. Over the years, and unknown to me, my house has been rotting. The problem became apparent only when I had water leaking into my basement. A handyman removed some siding, and the rot was so bad at points, that insulation could be seen sticking through the rotted fiberboard. The handyman has located other parts of the house that will need to be repaired.
February 15, 2004
Dear Mr. Azrael: Recently, my mother passed away and I am the executor of her will. There are two ground rents that she owned. How do I turn them over to other family members? Can I do this myself or do I have to have a lawyer to process the papers? How much would this cost, as the properties are very old? Dear reader: Under Maryland probate law, there is a specific process that must be followed to transfer real property of a decedent to the persons who are legally entitled to receive the property.
October 19, 2003
A reader asks if there is a standard rate for mortgage insurance and how to calculate it. Dear Reader: Mortgage insurance protects a lender against loss if the borrower stops making mortgage payments. Most lenders or investors require mortgage insurance when the mortgage amount exceeds 80 percent of the property value. FHA loans are covered by a mortgage insurance program administered by the federal government. Private mortgage insurance is sold by a number of companies - Mortgage Guaranty Insurance Corp.