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By Darrell J. Gaskin | October 20, 2013
Recently, the Maryland Health Connection - the online health insurance marketplace created under the Affordable Care Act - announced premiums as low as $114 a month for a bronze plan for a 20 year old and $260 for a silver plan for a 50- year old. Other state exchanges are announcing similarly low premiums. These affordable premiums in the individual market for health insurance by state health exchanges are tributes to the scholarly work four decades ago of George Akerloff. Mr. Akerloff is a Nobel laureate economist who published a seminal paper, "The Market for 'Lemons': Quality Uncertainty and the Market Mechanism" in The Quarterly Journal of Economics in August 1970.
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NEWS
March 23, 2014
I have a long medical history including multiple bouts of cancer. The removal of life-time caps on insurance coverage is just one of the many reasons I believe we need to keep the Affordable Care Act that is often referred to as "Obamacare. " There are thousands, if not millions, of people who have been helped by the ACA since its inception in October 2010, especially children who had cancer in their early years. It is a shame we have not heard more about the benefits rather than just the problems ( "Obamacare hurts more than helps," March 16)
NEWS
By Marc Kilmer | August 5, 2013
With full implementation of the Affordable Care Act (ACA) less than two months away, Marylanders may expect their health insurance to become more affordable. It's right there in the title of the law, after all. However, if you plan on buying an individual insurance plan through Maryland's state exchange, you will probably be paying more for insurance, thanks to the ACA. Affordable insurance was a key selling point of health care reform. When he signed the bill into law, President Barack Obama claimed, "This legislation will also lower costs for families," and state-run health insurance exchanges would be a primary vehicle to help consumers realize these lower costs.
NEWS
Robert L. Ehrlich Jr | March 16, 2014
There is a reason I have written about the Affordable Care Act ("Obamacare") more than a dozen times (and why it is the most extensive chapter in my new book): The law is the most hurtful legislation imposed on the American people in my lifetime. But shuffling through daily bits of negative reviews is confusing. And so, as a public service, herein the latest (major) impacts to date: •We now know the Obama administration never intended for those in the individual insurance market to keep their doctor, hospital or insurance.
NEWS
August 18, 2011
Susan Reimer highlights several positive steps that insurance companies are taking (with a nudge from the federal government) to enhance the physical and emotional well-being of women in this country ("Big step forward for women's health," Aug. 15). Included among the preventative care measures is a mandate that counseling for domestic violence victims be provided without a co-pay or deductible. Yet while this provision is to be applauded, it does not ensure that similar services are available for male victims of domestic violence.
NEWS
October 27, 2013
Obamacare's penalty/tax from individuals and businesses who do no purchase health insurance should not go to the government to spend, instead it should go to the insurance companies involved, proportionately, to help offset future rate increases. This might also forestall the coming of universal single payer health insurance. Ed Kafes, Baltimore
HEALTH
By Andrea K. Walker, The Baltimore Sun | July 26, 2013
Marylanders who buy health insurance on a state exchange under health reform could see their premiums jump as much as 25 percent under rates approved by state regulators, but those increases are less than insurers sought. Maryland Insurance Commissioner Therese M. Goldsmith approved premium increases Friday for nine insurance companies who applied to sell plans to individuals through a state exchange, called Maryland Health Connection, established under health reform. The rates were significantly lower than what insurance companies had requested, but still higher than the 6 percent to 7 percent annual premium increase that is typical across the country.
NEWS
February 14, 2012
Over the last few days, it has been interesting and almost comical to watch President Barack Obama handle the growing opposition regarding the decision of his administration to mandate coverage of contraceptives in the national health care reform benefit package. The president has "compromised" by saying that these insurance plans will no longer be required to cover contraceptives. However, the insurance companies will be required to provide these products to the benefit plan members at no charge (including co-pays or co-insurance)
NEWS
February 5, 2011
Republicans in Congress are wasting time and energy in dismantling President Obama's accomplishments of the past two years. Instead of getting their hollow heads together and draft a plan to create more jobs, they are just trying to destroy what is already done. That's called "self-annihilation. " We, the American people, are watching. I'm a senior citizen. As such, I completely oppose the Republican efforts to repeal the Affordable Care Act. The act provides seniors with the freedom to get the care we need, including preventive care, lower cost prescription drugs, and Medicare that we can count on. The act frees Americans from the fear of insurance companies raising premiums by double digits with no recourse or accountability.
NEWS
July 20, 2012
In his recent op-ed, Professor James Burdick of Johns Hopkins University School of Medicine writes that the Supreme Court's decision to uphold the ACA was a step toward universal care for all ("Universal care on the horizon," July 13). However, I find this assertion ironic because we are now further entrenched in a market system that does not embrace the idea of health care as a right. Dr. Burdick claims the inevitability of universal care, stating that partisan arguments will have to subside and that ultimately, the ACA reduces costs through cutting over-utilization.
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