Danielson

The mid-Atlantic region is turning into a banking backwater; welcome the financial meccas of the future: Charlotte, N.C., Pittsburgh and Columbus, Ohio.That's the banking world according to Arnold G. Danielson, president of Rockville-based Danielson Associates Inc., a consulting business that released its latest Middle Atlantic Banking Report this week.It's a world in which mergers will continue among regional and super-regional banking companies; smaller banks that avoid being acquired will grow to the point that they become pTC irresistible targets; and only the smallest community banks will remain independent.

Roland V. "Danny" Danielson, a retired Bethlehem Steel Corp. naval architect and avid outdoorsman, died Nov. 17 of renal failure at Stella Maris Hospice in Timonium. He was 92. The son of Swedish and Danish immigrants, Roland Victor Danielson was born and raised in Cambridge, Mass. After graduating from Cambridge public schools, Mr. Danielson was awarded a scholarship to attend Massachusetts Institute of Technology, from which he earned his bachelor's degree in 1942 in marine engineering.

Legal and Insurance Johnson, Danielson join Shapiro Sher law firm Shapiro Sher Guinot & Sandler admitted Erin E. Johnson and Paul V. Danielson as associates in the Baltimore-based regional law firm. Johnson, formerly with the Washington firm of Gilbert Heintz & Randolph, is assigned to the litigation department and will counsel clients on insurance and securities-related matters. Danielson will advise on insolvency and Chapters 7 and 11 filings in the firm's bankruptcy department. He formerly was with the Columbus, Ohio, firm of Kegler, Brown, Hill & Ritter.

ELLEN MOSSER, 84, died on November 21, 2005. Formerly of Campus Hills, she was a resident of Edenwald in Towson. She was the beloved wife of Dr. Robert Mosser, Pediatric Neurologist, who died in January, 2004. Mrs. Mosser is survived by her brother, William Notz of Ocean Pines, MD; her sister, Nataly Fitzmorris of Concord, MA; her son, Dr. Jeffrey Mosser of York, PA; three daughters, Katherine Danielson of Lutherville, Patricia Mosser-Noto of Ellicott City and Jan Heath of Catonsville and nine grandchildren.

The immediate beneficiaries of the proposed merger between banking giants NCNB Corp. and C&S/Sovran Corp. could be their smaller rivals, who may capitalize on the initial confusion that usually comes with such combinations."

Dr. Harriet Griggs Guild, kidney disease specialistDr. Harriet Griggs Guild, a leading authority on children's kidney disease and founder of the National Kidney Foundation of Maryland, died last Friday of heart and pulmonary failure. She was 92.At the time of her death, she was living with a nephew, Dana B. Danielson, at Tracys Landing in Anne Arundel County.Private services were being held at her birthplace in Windham, Conn. A memorial service in Baltimore will be scheduled later.Dr. Guild devoted her life to studying kidney disease and improving care for young patients.

The soggy and still-potent remnants of Hurricane Frances passed through Maryland yesterday, touching off what witnesses said looked like a tornado in Charles County and flooding streambeds in Allegany and Washington counties. The storm - classified as a tropical depression by the time it moved into the southern edge of the state late Tuesday - prompted forecasters to declare a tornado watch for much of Maryland after it had spawned several twisters in harder-hit North Carolina, said John Darnley, a National Weather Service meteorologist in Sterling, Va. A watch indicates that conditions that are favorable for severe weather, and a warning indicates that it is likely or imminent.

ELLEN MOSSER, 84, died on November 21, 2005. Formerly of Campus Hills, she was a resident of Edenwald in Towson. She was the beloved wife of Dr. Robert Mosser, Pediatric Neurologist, who died in January, 2004. Mrs. Mosser is survived by her brother, William Notz of Ocean Pines, MD; her sister, Nataly Fitzmorris of Concord, MA; her son, Dr. Jeffrey Mosser of York, PA; three daughters, Katherine Danielson of Lutherville, Patricia Mosser-Noto of Ellicott City and Jan Heath of Catonsville and nine grandchildren.

Roger Bacon ended a visit to his former girlfriend in Pasadena in November in a shootout with a county police officer that sent bullets crashing into a nearby house, narrowly missing a sleeping baby.Yesterday, Bacon, who also swallowed his former girlfriend's medicine, took her shotgun and threatened to kill her, pleaded guilty to assault in Anne Arundel County Circuit Court.Warren W. Davis, an assistant state's attorney, said he agreed to drop a charge of attempted murder because eyewitnesses were unclear whether Bacon, 31, of the 7100 block of Munford Road in Baltimore fired at police.

In the early 1990s, consultant Arnold Danielson saw the future of banking - and the branches were empty. After all, the industry was struggling to recover from heavy losses and failures, he said. At the same time, it was embracing ATMs and banking by telephone and was plowing money into technology so customers could do their banking from their home computers. Danielson, chairman of Danielson Associates, a Rockville bank consulting firm, told bankers that the industry "would have empty bank branches like empty gas stations."

At 27, Tom Danielson is considered middle-aged by cycling standards. He has but one major tour title to his name. In May, a swollen knee forced him to pull out of a race and sidelined him for more than a month. This is the man Lance Armstrong is grooming to take the handlebars as cycling's next superstar? In a sport in which retirement age is typically in the early 30s, Armstrong had won the Tour de France by 27, the first of his six consecutive championships that made him a marquee cyclist.

The soggy and still-potent remnants of Hurricane Frances passed through Maryland yesterday, touching off what witnesses said looked like a tornado in Charles County and flooding streambeds in Allegany and Washington counties. The storm - classified as a tropical depression by the time it moved into the southern edge of the state late Tuesday - prompted forecasters to declare a tornado watch for much of Maryland after it had spawned several twisters in harder-hit North Carolina, said John Darnley, a National Weather Service meteorologist in Sterling, Va. A watch indicates that conditions that are favorable for severe weather, and a warning indicates that it is likely or imminent.

SAN FRANCISCO - As Terrell Owens fights his trade to the Ravens, offering a crash course in what a royal pain he can be, the question is: Is he worth the trouble? Do his talents as a game-breaking receiver offset the many controversies he stimulates? There isn't a clear consensus in the city where he played eight seasons for the 49ers. In a canvass of players, team officials and fans, some believe he is worth the fuss and others think otherwise. "If I had it my way, I would have liked for him to [still]

Legal and Insurance Johnson, Danielson join Shapiro Sher law firm Shapiro Sher Guinot & Sandler admitted Erin E. Johnson and Paul V. Danielson as associates in the Baltimore-based regional law firm. Johnson, formerly with the Washington firm of Gilbert Heintz & Randolph, is assigned to the litigation department and will counsel clients on insurance and securities-related matters. Danielson will advise on insolvency and Chapters 7 and 11 filings in the firm's bankruptcy department. He formerly was with the Columbus, Ohio, firm of Kegler, Brown, Hill & Ritter.

In the early 1990s, consultant Arnold Danielson saw the future of banking - and the branches were empty. After all, the industry was struggling to recover from heavy losses and failures, he said. At the same time, it was embracing ATMs and banking by telephone and was plowing money into technology so customers could do their banking from their home computers. Danielson, chairman of Danielson Associates, a Rockville bank consulting firm, told bankers that the industry "would have empty bank branches like empty gas stations."

First Mariner Bancorp, which is on a blistering growth pace, plans to keep the throttle wide open, the company's top executive said yesterday."We are committed to growing the bank," Edwin F. Hale Sr., chairman and chief executive officer of Baltimore-based First Mariner, told shareholders at the company's annual meeting yesterday at the Sparrows Point Country Club."

A large shareholder of Lutherville-based WHG Bancshares Corp. is urging company executives to either immediately pay a special dividend of as much as $8 a share or sell out.The shareholder, Jerome H. Davis, owns 6.22 percent of the small savings bank holding company. He attacked management in a letter that called the company's financial situation "deplorable."He chided executives as not "performing your fiduciary duty.""You've had control of your company's destiny for long enough," Davis said in the letter filed with the Securities and Exchange Commission.

An article in yesterday's editions about Provident Bankshares Corp.'s second-quarter earnings misstated the bank's assets. The correct number is $2.4 billion.The Sun regrets the error.Three local banks yesterday reported earnings gains for the second three months of 1995, as Provident Bankshares Corp. and Signet Banking Corp. posted bigger earnings gains but First Maryland Bancorp remained the most profitable of the three.First Maryland, the second leading bank in the Baltimore market, said its earnings rose 3.8 percent to $29.1 million.

A large shareholder of Lutherville-based WHG Bancshares Corp. is urging company executives to either immediately pay a special dividend of as much as $8 a share or sell out.The shareholder, Jerome H. Davis, owns 6.22 percent of the small savings bank holding company. He attacked management in a letter that called the company's financial situation "deplorable."He chided executives as not "performing your fiduciary duty.""You've had control of your company's destiny for long enough," Davis said in the letter filed with the Securities and Exchange Commission.

An article in yesterday's editions about Provident Bankshares Corp.'s second-quarter earnings misstated the bank's assets. The correct number is $2.4 billion.The Sun regrets the error.Three local banks yesterday reported earnings gains for the second three months of 1995, as Provident Bankshares Corp. and Signet Banking Corp. posted bigger earnings gains but First Maryland Bancorp remained the most profitable of the three.First Maryland, the second leading bank in the Baltimore market, said its earnings rose 3.8 percent to $29.1 million.