It is not socially irresponsible to not buy health insurance, but it is unconstitutional to mandate people to purchase it ("Senate defeats bill opposing Obama health care rule," April 7). I understand that medical costs are inflated due to uncompensated care; however, Massachusetts has proven that a health care mandate is not a successful way to reform health care.
Do we need reform? Yes, everyone agrees with that, but will costs go down with a health care mandate? I do not believe that based off of what I've read has happened in Massachusetts. Not to mention, who is going to pay for the expansion of Medicaid? Who is going to pay for the subsidies? (Not the people receiving them!) Who is going to pay for the people who abuse the medical/insurance system? We are! Not to mention a modest premium (even with subsidies) costs more to a working family than a higher earning family because it is a larger percentage of the working family's income going to yet another bill. Also, some people see a doctor so rarely, they prefer to pay and actually do pay privately.
A better answer might have been to crack down on debtors, crack down on fraud or provide sliding scales to families without insurance and lower incomes. A better answer might have been to provide more jobs that offer health insurance benefits. A better answer might have been to extend Medicare (that we already pay for) to people who have life threatening illnesses but for whatever reason have a lapse in insurance or a preexisting condition.
I love America for allowing me to be free and live my life the way I see fit! I support any politician who votes for my right to choose whether or not I purchase health insurance.
Victoria Cannon, Baltimore