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Hospital charges at issue

Proposal seeks to regulate interest rates attached to unpaid bills

General Assembly 2009

February 28, 2009|By James Drew , james.drew@baltsun.com

In response to the newspaper's report, state regulators in January proposed to replace the 12 percent interest rate with an adjustable rate of prime plus 3 percentage points. In December, that would have totaled 6.25 percent, but as recently as June 2006, it would have been 11.25 percent.

Regulators scrapped that plan in a Feb. 13 report to Gov. Martin O'Malley, who in December ordered an "immediate and thorough review" of hospital debt- collection practices.

The cost review commission's report called on the legislature to prohibit hospitals and debt-collection agencies from charging prejudgment interest. It also recommended that state regulators develop standards for collection policies and practices.

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Robert B. Murray, executive director of the rate-setting commission, wrote that only a few hospitals have policies governing the practices of debt-collection agencies and law firms that they hire to pursue patients.

"In general, once the debt is handed to a third party, the policies are silent regarding the behavior of these parties," Murray wrote.

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