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Owning up to the Great Bailout of 2008

September 25, 2008|By JEAN MARBELLA , jean.marbella@baltsun.com

"The American people are angry about executive compensation, and rightfully so," Paulson said, as the hundreth or so congressman made the point that he or she couldn't support a bailout if those being bailed out of the crashing airplane got to ride a golden parachute to the ground.

Despite the speeded-up and pressurized atmosphere surrounding the bailout, already it seems to have taken on a sense of inevitability. The conventional wisdom is that some kind of bailout plan is going to pass Congress, and what we're talking about now is just the details of it - will it be the whole $700 billion chunk all at once, or some kind of phased-in plan, for example, and how will the call for limiting executive compensation be incorporated? When it comes to the bailout, we're past the whether and into the how.

So yesterday's hearing seemed mainly an opportunity to vent, for legislators who no doubt have been hearing from people like me - the ones who feel like they've been carefully negotiating the china shop that is our financial system, the one with the sign that says, "You break it, you own it."

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Except most of us didn't break it, and yet somehow we're still going to own it.

I'm your basic financial wimp, a goody two-shoes, a total low-stakes bore when it comes to the market. At the settlement for the last house I bought, everyone had a little laugh over my credit rating: With a perfect score being 850, somehow my score was 852. I've never missed a mortgage payment, never bitten off more credit than I could digest.

So my conscience is clear when it comes to whoever broke Wall Street. But that doesn't matter at this point, because now we're all in on fixing it.

"This is something," Paulson said, "all of us have to own."

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