On Monday, July 17, 2006, RAYMOND F. SMITH, age 81, of Owings Mills. Born February 17, 1925 in Portsmouth, OH, he was the son of the late Stanley and Lucina Giles Smith, his beloved wife of 53 years Betty Jane Smith died in 2001. Mr. Smith served honorably with US Army in WWII, he was a conductor with the Norfolk and Western Railroad in Portsmouth. Mr. Smith along with his friends were part of the coffee community at the local Starbuck in Owings Mills every morning. He was an avid jazz fan and amateur photographer and a horse racing enthusiast. He is survived by two daughters, Pamela Smith of Pikesville and Chris Smith of MN as well as granddaughter Elizabeth Smith. He was predeceased by his grandson Charles Smith. Services and interment are private. Arrangements by Eckhardt Funeral Chapel P.A., of Owings Mills.