On January 22, 2006, MARGARET IDA (nee Ritter), of Black Horse, MD, formerly of Baltimore. Mother of Charlotte F. Hanna. Also survived by five grandchildren and four great-grandchildren. Services will be held Saturday, January 28th at 10 A.M. from the family owned Kurtz Funeral Home, P.A., 1114 Baldwin Mill Rd., Jarrettsville, MD. Interment in Sacred Heart of Jesus Cemetery. Friends may call at the funeral home Friday from 7 to 9 P.M. for those who desire donations may be made to the charity of your choice.