On January 21, 2006 ELIZABETH V. "BETTY" (nee Bagby) of Westminster, mother of Theresa Fadely, Victoria Gouker and Jason Cunningham, mother-in-law of Richard K. Fadely, Earl Gouker and Missy Cunningham, sister of Joan Shelton. Also survived by 10 grandchildren, one great-grandson, aunts, uncles, cousins, nieces and nephews. Memorial service Wednesday 4 P.M. at Westminster Baptist Church, 354 Crest lane, Westminster. Interment private. Memorial contributions may be made to Make-A-Wish Foundation, 17 Warren Rd., Suite 22A, Baltimore, Md. 21208. Arrangements by Fletcher Funeral Home, Westminster, Md.