On March 14, 2005 JOAN (nee Kemp) wife of the late John A. Spencer; mother of Sharon L. Spencer; mother-in-law of Sonja Spencer; sister of John E. Kemp, Patricia A. Kemp and Nancy L. Wilson. Also survived by three grandchildren and many nieces, nephews and cousins; predeceased by a son Jeffrey A. Spencer. Services Thursday 10 a.m. at MYERS-DURBORAW FUNERAL HOME, 91 Willis St. Westminster. Burial in Evergreen Memorial Gardens Finksburg. Friends may call Wednesday 3 to 5 and 7 to 9 p.m. at the funeral home. Contributions to American Heart Assoc., P.O. Box 5216, Glen Allen, VA 23058-5216.