On April 7, 2004, FRANCES CORDELIA RICHARDS, of Westminster; beloved wife of the late Earl C. Rickerds and James Richards; survived by daughter and son-in-law Gwen M. and Earl A. Franklin Sr.; grandmother of Donna J. Zile and John H. Frank; great-grandmother of Benjamin J. Zile; predeceased by granddaughter Sandra L. Prince. Services from the ELINE FUNERAL HOME, 11824 Reisterstown Road, (at Franklin Blvd) on Saturday 10 A.M. Interment Mt. Olivet Cemetery, Frederick. Friends may call Friday 1 to 3 P.M. and 6 to 8 P.M. In lieu of flowers, memorial contributions may be made to Carroll Lutheran Village, Resident Assistance Fund, 205 St. Mark Way, Westminster, MD 21158.