On March 19, 2003, JOSEPHINE S. HOWARD (nee Moore), beloved wife of the late William F. Howard, devoted mother of William R. and Phillip J. Howard and Diane C. Leberknight, dear sister of Genevieve Tomer. Loving grandmother of Debi, Donna, Bill, Melissa and Matthew, great-grandmother of Derric. Relatives and friends will gather at the Charles S. Zeiler & Son Inc. Funeral Home, 6224 Eastern Avenue (at Folcroft Street). on Friday from 3 to 5 and 7 to 9 P.M. A Funeral Service will be held on Saturday 11 A.M. at Luther Memorial Lutheran Church. Interment Oaklawn Cemetery. In lieu of flowers contributions may be made to Lutheran Memorial Church, 5401 Eastern Avenue, Baltimore, MD 21224.