F&M Bancorp declares 28-cent quarterly dividend The...

Business Notes

July 28, 2002

F&M Bancorp declares 28-cent quarterly dividend

The board of directors of F&M Bancorp has declared a quarterly cash dividend of 28 cents per share payable Aug. 15 to shareholders of record Aug. 1.

F&M Bancorp had total assets of $1.91 billion as of June 30. Second-quarter earnings for 2002 increased 19.2 percent over 2001. Net income for that period rose 17.4 percent from 2001. Net interest income, noninterest income and deposits all increased over last year.

The bank offers a full line of financial services and products, including retail and commercial banking. With headquarters in Frederick, F&M Bancorp has branches in seven Maryland counties, including Carroll.

Business-employment center offers workshops

The Carroll County Business & Employment Resource Center offers a variety of workshops and programs to help individuals who may be seeking a job or looking for a new career.

Monthly programs include: career ability and orientation placement survey, preparing for a job fair, employment goal identification, choosing child care, surviving layoffs, how to apply for a state job, computer and Internet basics, job discrimination, computerizing resumes, interviewing, how to negotiate, starting a business, registering and posting resumes on the Internet, time and money management, networking, professional cover letters and resumes, and job references.

Registration is required for programs. For a detailed schedule of workshops, visit BERC at 224 N. Center St., Westminster. Information: 410-386-2820.

Hampstead woman writes on immigration

Raimonda Mikatavage, advocate for immigrant issues, is a co-author of an article for MultiCultural Review magazine's June issue, titled, "Immigration, Ethnic Cultures, and Achievement: Advocacy for the Twenty-first Century."

In the article, she suggests, in the wake of Sept. 11 attacks, how to develop or update mission statements by organizations that give support to immigrants. Advocates can be anyone who supports the well-being and contributions of people from other cultures, from large agencies to community librarians and literacy volunteers.

A second article to be published in September will expand upon verbal and written communication support strategies for community members, including teachers and parents.

Mikatavage, a Hampstead resident, is producer/writer for the Pioneer Living Series, aired on PBS, and author of several books on accomplishing a successful transition to American life. She is the newly elected chair for Maryland Advisory Council for New Americans, which advises the Department of Human Resources on aiding immigrants adjusting to American lifestyles.

Co-authors of the article are James Aldrich, retired associate director of Immigration and Refugee Services of America, and Martin Ford, cultural anthropologist and assistant director of the Maryland Office for New Americans.

Information: raimonda@pioneerliving.com.

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