Spencer Carter, co-owner of a downtown Baltimore insurance firm, died Friday at St. Joseph Medical Center of complications after surgery. The Roland Park resident was 78.
Mr. Carter retired in 1990 as president of the family-owned insurance firm, Mason & Carter, on South Street. He had joined the firm in 1952.
Born in Baltimore and raised on Calvert Street in Charles Village, he was a 1941 graduate of McDonogh School. After studying agriculture at Cornell University, he received a degree from the University of Maryland in College Park.
During World War II, he was a second lieutenant in the Army Air Forces.
For many years, Mr. Carter owned Dipping Hill, a farm near Brooklandville in Baltimore County where he raised sheep. He also had thoroughbred horses.
"Dad was well known for his humor, integrity and his big heart," said a daughter, Barbara L. Carter of Portland, Maine.
A Meals on Wheels volunteer for the past 12 years, he also belonged to the McDonogh Alumni Association, Baltimore Junior Association of Commerce, the Baltimore and Maryland associations of insurance agents, and L'Hirondelle Club. Until last year, he played tennis several times a week.
In 1947, he married Katharine Causey Blake. She died in 1994.
A memorial service will be held at 2 p.m. today at St. Thomas Episcopal Church, St. Thomas Church Lane, Owings Mills, where he was a member.
He is also survived by another daughter, Katharine Carter of Columbia; a life companion, Elizabeth Stone of Baltimore; and three granddaughters.