Three people were charged by the FBI yesterday in connection with a scheme to defraud Maryland and California banks of $1.8 million by providing phony loan documents, canceled checks and employment records.
Darryl Anton Mitchell, 32, Shemicka D. Hay, 25, and Shannon D. Hagy, 22, are alleged to have tried to persuade three different banks to loan them $600,000 for the supposed purchases of a parking garage and other buildings, an FBI affidavit said.
Mitchell is a native of Trinidad who is now a legal resident of the United States living in Baltimore.
Hay lives in Houston, Texas, and Hagy lives in Baltimore. Each is charged with bank fraud.
The FBI began the investigation in September after Hagy approached officials at Eastern Savings Bank in Hunt Valley, requesting a loan to buy a parking garage in the 800 block of N. Calvert St., the affidavit said.
Hagy claimed that the property was selling for $800,000 and that she had made a deposit of $240,000, according to the affidavit. The garage was selling for $375,000 and Hagy hadn't made any deposit, the document said.
The FBI's affidavit said Hagy falsified the documents with help from Mitchell and Hay.
The documents inflated Hagy's current and past earnings and the balances in her bank account, the affidavit said.
The trio also provided the bank with a phony story about a $243,000 trust fund Hagy claimed to have in Texas, supposedly left to her by a rich uncle, the affidavit said.
Officials at the bank were unable to verify the information and called the FBI, which later found that Mitchell, Hay and Hagy had attempted similar frauds at Regal Savings Bank of Owings Mills and American Note Investments of Novato, Calif., in connection with the scheme, the affidavit said.
Assistant U.S. Attorney Gregory Welsh said Hay is in custody in Texas.
Mitchell was held yesterday on unspecified bond and Hagy was released to the custody of a halfway house.
Pub Date: 3/18/00