Sew Business owners attend trade showSandra Hughes and...

BUSINESS BRIEFS

April 27, 1995

Sew Business owners attend trade show

Sandra Hughes and Suzanne Greene, owners of Sew Business in New Windsor, attended the 13th annual International World of Window Coverings Trade Show, sponsored by Draperies & Window Coverings magazine in Washington March 31-April 2.

This worldwide interior fashions forum demonstrated the growth in the industry with the newest products and home decorating designs available.

More than 260 window coverings and interior fashions suppliers and distributors showed their products and services.

Ms. Hughes and Ms. Greene participated in a series of workshops conducted by industry professionals.

Financial counselor available through service

Help with money management techniques or with financial difficulties is available through the Carroll County Cooperative Extension Service.

Financial counselors offer free assistance in money management to county residents.

Developing a spending and savings plan can help when calculating available income toward living expenses and savings.

A plan can help with estimating where money goes, deciding what is affordable, preventing impulse spending, saving money, and protection from financial emergencies such as unemployment, accident or illness.

Bulletin 311, Competent Financial Planning: Spending Plans, is available for $1 at the Carroll County Office, 700 Agriculture Center, Westminster 21157. Information: 848-4611 or 875-2801.

Winchester Financial, Union Bank in pact

Union National Bank has entered into an agreement with Winchester Financial to provide additional services and products.

Winchester Financial provides investment planning services and alternative investment products to the bank's customers and the general public at all Union National Bank locations.

With the combination of products and services of the bank and Winchester Financial, Union National Bank can help with investment needs through the life cycle, from wealth accumulation, investment portfolios to analysis and retirement.

Meals on Wheels plans extravaganza

Meals on Wheels of Central Maryland will present the third annual Culinary Extravaganza from 6 p.m. to 9 p.m. May 3 at Harbor Court Hotel in Baltimore.

Proceeds from the dinner will provide meals to convalescent, elderly or disabled homebound individuals.

Rudy Speckamp, of Rudy's 2900 restaurant in Finksburg, and 21 other chefs from area restaurants, including Turf Valley Hotel and Country Club in Ellicott City,, Stouffer Harborplace in Baltimore and Piccolo's in Columbia, will cook specialties for a gourmet dinner.

To order tickets, call 857-4447.

Lockhard to give school overview

Superintendent of Schools Brian Lockhard will share an overview of school improvement initiatives, standard achievement results and the impact of growth on the school system, teachers and students in the classroom, during a Carroll County Chamber of Commerce general membership luncheon at noon May 11.

The event, to be at the Comfort Inn in Westminster, includes lunch and costs $13.

Reservations should be made by May 8. Information: 848-9050 or 876-1023.

Monocacy Bancshares announces earnings

Frank W. Neubauer, president and chief executive officer, recently announced that Monocacy Bancshares reported a net income of $606,886 or 46 cents a share for the three months ending March 31.

This is a 19.8 percent increase above the results from the same period last year.

The return on average equity was 12.77 percent for the first quarter of 1995 compared to 11.6 percent for the first quarter of 1994. The return on average assets was 1.14 percent for the first quarter of 1995, while last year it was 1.04 percent for the first quarter.

Teleconference set on management

Carroll Community College is co-sponsoring, with Carroll County Chamber of Commerce and Ingersoll-Dresser Pump Co., a teleconference on "Reengineering Management: A Mandate for New Leadership."

James Champy, co-author of the best-selling business book, "Re-engineering the Corporation: A Manifesto for Business Revolution," will present the teleconference from noon to 4 p.m. May 23 at the college, 1601 Washington Road Campus in Westminster.

The registration deadline is May 19. The cost is $35 and includes lunch. Information: 876-9610.

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