Financial workshop to chart a course for the unemployed


January 05, 1994|By LARRY STURGILL

As we bring in a new year, many problems from previous years linger on. One of those problems is unemployment. Despite figures indicating that joblessness has leveled off, a recent report from the U.S. Department of Labor shows a particularly disturbing trend. During the past five years, more than 3,000,000 workers 45 years and older have been displaced from their jobs because of downsizing and plant closings.

The result is that it is not unusual to find engineers, former executives, college professors, business owners and other once-prosperous individuals competing for and working in low-paying jobs in an effort to survive in today's tough job market.

The majority of these people felt safe in their former jobs and thought they were on firm ground financially. They had purchased homes, established excellent credit and were investing money toward their future and retirement.

Today, many of these displaced workers are fighting for their lives financially. To survive, they have renegotiated mortgages, maxed out credit cards, drained savings and retirement accounts, and sold whatever luxury items they may have accumulated. And, in the process, they have built a mountain of debt.

For those people who, for whatever the reason, find themselves in this financial hell, the way out could begin with "How to Regain Your Financial Freedom," a two-part financial workshop offered at Kahler Hall in Harper's Choice Village Center, at 7:30 p.m. on Jan. 13 and 20.

The workshop will be taught by Edith Cord, a certified financial planner. Topics covered will include credit card debt, savings and financial planning. The main goal of the workshop is to help those in financial trouble to evaluate their situation, eliminate credit card and other debt and lay out a plan for the future.

The workshop is free, but space is limited and reservations are required.

To make a reservation, or for additional information, please call Cyndie Cota at 730-0770.


KAZOO: a tubular toy musical instrument that gives a buzzing quality to tones hummed through the tube.

If the buzzing of kazoos won't drive you crazy, the Howard County Central Library is planning what sounds like a fun-filled and, most likely, noisy program for children ages 6-8.

It's a gimme (as in, sure thing) that the kids will love "Kazoo Mania," a celebration of silly sounds, stories and crafts, to be offered on Thursday, Jan. 20, from 4:15 p.m. to 5 p.m.

Registration begins tomorrow, at 10 a.m., and may be made in person, or by calling the children's librarian, Jo Puckett, at 313-7880.


After receiving continuing and numerous complaints of speeding vehicles from neighbors living along Running Brook Road and Columbia Road, county police have stepped up patrols.

Drivers will notice a stronger police presence in the area, and the increased use of radar. Hopefully, the speeders will notice it just a split second too late!


If you would like to raise your voice in song, here is an excellent opportunity.

The Howard County Martin Luther King Jr. Holiday Commission is seeking volunteers to join the countywide mass choir to perform at Centennial High School at 7 p.m. on Jan. 16 as part of a two-day celebration commemorating Martin Luther King's birthday.

The choir will practice tonight and next Wednesday, at 6:30 p.m., at Slayton House, in Wilde Lake Village Center.

For additional information, call Tom Baity at 313-7230.


The Knights of Columbus is sponsoring another of its popular charity bingo events this Saturday at the Wilde Lake Interfaith Center. The proceeds will go to the various charities supported by the organization.

Regular games will begin at 8 p.m., but for those wanting to get a head start on the crowd, there will be four early-bird games starting at 7:30 p.m.

Senior citizens who need rides can call 730-3438 to make arrangements for pickup and a return ride home.


When Clary's Forest resident Pamela Berger returned from her skiing vacation in Vail, Colo., last Friday, she was a few pounds heavier than when she left. The extra weight was from the cast on her right leg.

"I lost the trail, but found the limb of a fallen tree during a snow squall," she says. "I saw it sticking out of the snow, but it was too late."

The result of the collision was a fractured tibia, just above the ankle, and possible ligament damage.

"I'll be in the cast for about six weeks," she says. "Then, it's rehab time."

Injury is no stranger to Pam. Two years ago, she broke her arm in two places while skiing at Snowshoe in West Virginia.

She says she'll be back on the slopes again next year.


Congratulations to Teresa Love. The West Columbia teen, a junior at Mount de Sales Academy for Girls in Catonsville, was named to the school's principal's list for the first quarter.

To receive this recognition, students must achieve a grade point average of 3.5 to 3.74.

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