NOTICEStarting Sunday, look for listings of all recent...

CARROLL COUNTY FARM/BUSINESS

October 21, 1993

NOTICE

Starting Sunday, look for listings of all recent real estate closings from Carroll County (and the metropolitan area) in The Sun's new, expanded Real Estate section.

Taneytown Bank reports earnings

Taneytown Bank & Trust Co. has reported a net income of $1,505,342, or $2.29 per share, for the first nine months of 1993.

This compares to $1,446,908, or $2.21 per share, for the same period last year.

Net income for the quarter ending Sept. 30, 1993 was $517,344, or 75 cents per share, compared to $465,267, or 71 cents per share, for the third quarter of 1992.

All numbers in the comparisons have been adjusted to take into account sales of stock and company growth.

The 1993 company performance can be attributed to improved net interest income, as loans grew by approximately 24 percent from Sept. 30, 1992, the company reported.

The company also experienced higher levels of noninterest income in the servicing and sale of residential mortgages.

Investment securities grew by 19 percent during the past year as well.

This growth resulted in total assets of $189,248,746 on Sept. 30, 1993.

Members of the board of directors of Taneytown Bank & Trust Co. have declared a third quarter dividend of 11 cents per share, which was paid to stockholders on Oct. 11.

Roadway Express has accident-free streak

Drivers based at the Roadway Express facility in Westminster recently achieved one million miles without a preventable accident. The streak began in January 1992.

Roadway Express tracks the number of accident-free miles for every driver in every facility. Something as minor as a broken mirror is considered an accident.

While it takes the average motorist 50 years to drive one million miles, it take the average professional driver about 10 years. Terminal Manager Rick Coover is very pleased with the facility's achievement.

Roadway Express, based in Akron, Ohio is one of the nation's largest motor carriers serving more than 58,000 communities in all 50 states, Canada, Mexico, Puerto Rico, Guam, Europe, Asia, Australia and New Zealand.

London Fog to be recognized

London Fog Industries Inc. will be recognized for its participation in Maryland Tomorrow and Maryland, You Are Beautiful programs at 6 p.m. Wednesday in a closed ceremony at the company office, 1332 Londontown Blvd, Eldersburg.

In attendance will be County Commissioner Donald Dell; Maggie McPherson, communications manager for Carroll County; Pat Kennedy, of Maryland's Tomorrow; Arnie Cohen, chief executive officer of London Fog; and Doug Hillman, president and chief operating officer of London Fog.

London Fog has participated for more than three years in Maryland's Tomorrow, a mentor program for at-risk students in Carroll County high schools.

Carroll Community has Covey workshop

A management workshop will be presented live via satellite from 12:30 p.m. to 4 p.m. Nov. 2 at the Carroll Community College Teleconferencing Center, 1601 Washington Road, Westminster.

The conference is open to businesses and the public.

This workshop will feature management expert Stephen R. Covey, who will discuss "Principle-Centered Leadership."

The program is sponsored by the Carroll County Chamber of Commerce and Carroll County Community College. The fee is $35 per person and includes a light lunch. Registration is required. Information: 876-9610.

Long & Foster firm has sales increase

Long & Foster Real Estate, Inc., represented locally by Eldersburg, Hampstead and Westminster, reported record September sales figures of $734 million on 4,508 transactions, an increase in volume of 21 percent from September 1992.

Carroll County managers Joe DeLuca, Judy Tyree and Carl Starner say the county market has remained brisk.

Carroll Community offers business classes

Carroll Community College is offering a variety of noncredit business courses:

* "Essentials of Real Estate Financing" will be offered from 6:30 p.m. to 9:45 p.m. Nov. 1 and Nov. 8 at the 300 S. Center St. Annex, Westminster. The cost is $30 for adults and $20 for senior adults.

* "How to Manage Payrolls and Tax Accounting" will be offered from 6:30 p.m. to 9:45 p.m. Nov. 1 and Nov. 3 at Mount Airy Middle School, 102 Watersville Road. The cost is $45, $20 for seniors.

* "Principles of Supervision" will be offered from 6:30 p.m. to 9:45 p.m. on Tuesdays, Nov. 2 through Nov. 30, at the 300 S. Center St. Annex, Westminster. The cost is $60 for adults and $20 for senior adults.

* "Women in Small Business" will be from 6:30 p.m. to 9:45 p.m. on Tuesdays, Nov. 2 through Nov. 16, at the 1601 Washington Road campus. The cost is $45, $35 for seniors.

* "Real Estate Review and Licensing Preparation" will be from 6 p.m. to 9:30 p.m. Nov. 3 and Nov. 8 at the 1601 Washington Road campus. The cost is $35, $23 for seniors.

* "Qualifying the Buyer for Financing" will be offered from 6:30 p.m. to 9:45 p.m. on Mondays, Nov. 15 through Nov. 22, at the South Center Street Annex, Westminster. The cost is $30, $20 for seniors.

* "Buying and Operating a Franchise" will be offered from 6:30 p.m. to 9:45 p.m. Nov. 15 and Nov. 16 at the 300 South Center Street Annex, Westminster. The cost is $45 for adults, $20 for seniors.

Information: 876-9610.

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