Money you didn't know you had

August 18, 1993

The bills have been paid. The refrigerator stocked. Everyone's wardrobe is in passable shape. Now, the money left over is yours, all yours to spend as you darn well please.

Was that the sound of a groan? You say there is no money left after taking care of basic necessities?

According to a recent article in American Demographics magazine, most Americans actually have more bucks to spend on frills than they think. The problem is managing money to make the most of it.

We want to see if they're right. The Sun is looking for a "typical" Maryland family with a median household income of around $45,000 who feel it's hard making ends meet. (According to the 1990 Census, the typical Maryland family has an income of $45,034.) The family must be willing to let The Sun tell their story.

Lee W. Warner, a certified financial planner and president of the Baltimore Association of Financial Planners Inc., will work out a family budget and -- hopefully -- demonstrate that there's more discretionary income jangling around your personal bottom line than you think. Your cost: zip.

If you want to be considered, contact Sun staff writer Sandra Crockett at 332-6629.

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