FCNB Corp.Ticker .. .. .. .. .. .. .. .. Yesterday'sSymbol...

EARNINGS

July 08, 1993

FCNB Corp.

Ticker .. .. .. .. .. .. .. .. Yesterday's

Symbol .. .. .. .. .. .. .. .. Cls. .. .. .. Chg.

FCNB .. .. .. .. .. .. .. .. ..21 1/2 Bid .. .. Unch.

Period ended

June 30 .. .. .. .. 2nd qtr. .. .. .. Year ago .. .. .. Chg.

Net Income .. .. . $1,080 .. .. .. $927 .. .. .. .. +16.5%

Primary EPS .. .. . $0.48 .. .. .. $0.41 .. .. .. .. +17.1%

Annualized return

on assets .. .. .. 1.14% .. .. .. 1.06% .. .. .. .. --

Add. to allowance

for loan losses .. .. $0 .. .. .. $230 .. .. .. .. --

.. .. .. .. .. .. .. 6 mos. .. .. .. Year ago .. .. .. Chg.

Net Income .. .. .. $2,426 .. .. .. $1,724 .. .. .. ..+40.7%

Primary EPS .. .. .. $1.08 .. .. .. ..$0.77 .. .. .. ..+40.3%

Annualized

return on assets .. 1.28% .. .. .. ..0.99% .. .. .. .. .. --

Add. to allowance

for loan losses $0 $290 --

Figures in thousands (except per share data.)

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