Atlanfed Bancorp Inc.@6.. .. .. .. ... ..Ticker...

EARNINGS

January 23, 1993

Atlanfed Bancorp Inc.

@6.. .. .. .. ... ..Ticker.. .. .. .. .. .. Yesterday's

.. .. .. ... .. .Symbol.. .. .. ... . .. Cls.. ..Chg.

.. .. .. .. .. .. AFED .. .. ... ... ... ..14 1/2 .. . . + 1/2

Period ended

Dec. 31 .. .. .. 3rd qtr.. .. .. .. .. .. Year ago*...Chg.

Net Income .. .. $503.8 .. .. .. .. .. .. $497.9 ....+1.2%

Primary EPS .. .. $0.45 .. .. .. ... .. ..$0.46.....-2.2%

Annualized return

on assets .. .. . 0.83% .. .. .. .. . . . 0.77%

Add. to allowance

for loan losses ...$69.. ... .. .. .. .. $105.. .. .. -34.3%

Figures in thousands (except per share data.)

* 1991 numbers adjusted to account for a 15 percent stock

dividend on June 22, 1992, and for the adoption of a new accounting statement on income taxes.

Cryomedical Sciences Inc.

MC.. .. .. ... ... .. .. ..Ticker.. .. .. .. .. .. .. .. Yesterday's

.. .. .. .. .. .. .. .. Symbol .. .. .. ... .. .. .. ...Cls.. ...Chg.

.... .. .. .. .. ... .. CMSI.. .. ... .. .. .. .. .. . 7 7/8 .... .. -

Period ended

Dec. 31 .. .. .. .. .. .. 2nd qtr.. .. .. .. Year ago.. ... ... Chg.

Revenue .. .. .. ... .. ..$729.. .. ... .. . $ NA*.. .. .. .. .. . NA

Net Income .. .. ... ....$(1,781).. ... .. $(1,186).. ... .... .. NA

Primary EPS .... ....... $(0.08).. .... ... $(0.07).. .. .. .. .. NA

* The company recorded no revenue in 1991. The company's first product came to market this year.

Figures in thousands (except per share data.)

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