FCNB Corp.This Frederick-based bank holding company...

BY THE NUMBERS

July 08, 1992

FCNB Corp.

This Frederick-based bank holding company reported an 8.2 percent increase in earnings and a 7.1 percent rise in per-share earnings for the second quarter, largely because of a rise in net interest margin.

The company, which owns the 11-branch Frederick County National Bank, also reported its assets rose by about 11 percent, almost $350 million at the end of June, primarily because of the acquisition of four new branches in the last year.

Three months ended 6/30/92

.. .. .. .. ..Income.. .. .. .. ..Share

'92.. .. .. ..933,000.. .. .. .. .0.45

.. .. ..862,000.. .. .. .. .0.42

change.. .. .+8.2.. .. .. .. .. .+7.1

.. .. .. .. ..Assets.. .. .. ..Deposits

.. .349,238,000.. . 291,470,000

'91 .. .. .313,941,000.. ..251,141,000

% change .. ..+11.2.. .. .. .. .. +16.1

Six months ended 6/30/92

.. .. .. .. ..Income.. .. .. .. ..Share

'92.. .. ..1,865,000.. .. .. .. .0.91

'91.. .. ..1,739,000.. .. .. .. ..0.85

% change.. ...+7.2.. .. .. .. .. ..+7.1

Loan portfolio

Three months ended 6/30/92

.. .. .. .. .. Loans outstanding

.. .. .. .. .. .. Net.. .. .. .. .. .. charge-offs or

.. .. .. ... .. .. .. .. .. .. .. .. .. (recoveries)

'92.. .. .. .192,316,000.. .. .. .. .. .. .281,000

'91.. .. .. ..192,297,000.. .. .. .. .. .. (47,000)

% change.. .. .. 0.0 .. .. .. .. .. .. .. .. .. ..--

.. .. .. .. Addition to allowance.. .. .. . Allowance

.. .. .. .. ..for loan losses.. .. .. .. for loan losses

'92.. .. .. .. .. N.A... .. .. .. .. .. .. . 230,000

'91.. .. .. .. .. N.A... .. .. .. .. .. .. ..216,000

% change.. .. .. .N.A... .. .. .. .. .. .. .. .. +6.5

Baltimore Sun Articles
|
|
|
Please note the green-lined linked article text has been applied commercially without any involvement from our newsroom editors, reporters or any other editorial staff.