People pay through taxes, not interestSen. Alfonse M...

the Forum

November 26, 1991

People pay through taxes, not interest

Sen. Alfonse M. D'Amato, R-N.Y., blames the nation's economic crisis on financial institutions' overcharging on credit card interest. He is quoted in The Evening Sun: "Working-clas taxpayers are being called on to bail out the banks for the bad loans they have made."

If the banks do not cover their bad loans and other debts through interest charges, and if they go under, then the FDIC will have to pay off the liabilities. And who covers that charge? The taxpayers, of course.

Taxes, not finance charges, are the biggest drain on the working-class person. Income tax, Social Security, state, city piggyback, property, gasoline, and sales taxes combine to confiscate in excess of 50 percent of the gross income the middle-class taxpayer earns. This does not even take into account the taxes paid in buying a home or securing an equity loan.

If Congress wants to let the people spend the country out of this economic problem, leave us some of our hard-earned income to spend as we see fit. Abolish the pork barrel, the junkets, the creative giveaway programs.

What hypocrites we have governing this country! There are advocates for every segment of our society except one, the working-class taxpayer.

John Huculak

Baltimore

911 is there

I felt anger and fear upon learning that the University of Maryland at Baltimore would virtually eliminate the Maryland Emergency Medical Services System through a 63 percent cut for 1993. Maryland's lifesaving system is the best in the country. It has been praised by network television and used as an example for other systems nationwide and even internationally. Now this system is being killed by the university.

Any of us who have had need to use the emergency system have thanked God that we lived in Maryland. Many of the people who give us such wonderfully dedicated service are volunteers trained by the Maryland Institute for Emergency Medical Services System.

As a person who lives alone, I have always found comfort and security in knowing what services were available to me. In the future if I call 911, no one may come.

Judith L. Warner

Edgewater

Law of the land

Your editorial, "Settle this question" (Nov. 11), asks more questions than it answers. The success of the "gag rule" on abortion counseling confirms the wisdom of the presidential veto.

"Roe vs. Wade continues to be the law of the land," you say. When it is overturned and supplanted, will you be as ready to invoke the law of the land?

P.A. Magnier

Baltimore

Skewed priorities

We need political unity among our elected officials.

The Democrats await next year's election with a nauseating display of envy, ready to pounce on the Republicans over the issue of our current recession. The Republican administration fares no better by degrading and humiliating the public - stating that, technically, we are not in a recession. This is a pretentious farce to the person out of work as Christmas nears or the one in 10 Americans on food stamps at Thanksgiving or the countless number of homeless people in this country.

I question why our politicians should worry more about re-election, and consequently who gains control of what or whom, than they do about ending this vicious recession. Times are tough; we need strong, clear leadership by both parties. We need elected officials who are willing to work together and no against one another.

We can no longer accept the childish squabble over ideologies. We can no longer let special interest groups influence policy that is not for the general good of our country. Our government was created by and for its people, yet our elected officials care little about their constituents until election time. Election rhetoric will not help our country to move ahead and prosper. We need effective leadership, bound in a unity of spirit and cooperation, to propel our nation out of this recession and toward a brighter tomorrow.

Mack J. Carpenter Jr.

Ellicott City

Eulogy

Heinous, senseless, vicious. Even these words do not adequately describe the wanton murder of Myung Gin "Mike" Shin. Or the quiet sobs of the countless mourners during the recent services for him.

We - all of the citizens of Baltimore - have a shared responsibility to assure that Mr. Shin's death, like that of so many of the countless others he has joined, not be recorded as simply another statistic. As the poet John Donne wrote: "Any man's death diminishes me because I am involved in mankind; and therefore never send to know for whom the bell tolls; it tolls for thee."

John B. Ferron

Baltimore

Sex and civilization

Down through the ages, wise men and women have emphasized restraint in sex - not just because of the ramifications of unrestrained sex, but also because they figured that if people could exercise restraint in sex, the most enjoyable thing in life (to most), then it would improve their ability to exercise restraint in other activities. This would make people more civilized, as restraint is the biggest factor in civilization.

Lorry Quackenbush

Baltimore

Mosley should go

I have a question for Boyse Mosley, principal of Northwestern High School: Why wait? The superintendent questioned Mosley's commitment, and he admitted to a lack of enthusiasm. ("My fire was going out.")

So why stay at Northwestern until June? Why not give someone else the chance to try to save the students this year?

McNair Taylor

Baltimore

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