A number of the thrifts that had low first-quarter ratings, according to IDC, have recorded significant events since the data in the chart was collected. Such events could improve future ratings, the thrifts said last week.
* Equitable FSB. The thrift sold three branches during the second quarter, reducing its assets by about $20 million.
* Fairview FS&LA. This mutual company is converting to a stock company and signed a letter of intent a month ago to sell 100 percent of the company to an undisclosed investor. After the purchase, which includes a large capital infusion, the thrift's capital is expected to exceed all regulatory requirements, the company said.
* Home FSB. On June 30, the thrift filed a plan with federal regula
tors to improve its financial condition. The thrift is waiting for approval.
* Irvington FS&LA. In April, the company signed a similar plan for improving its financial condition.
* Second National FSB. This subsidiary of Second National Bancorporation signed a similar plan with federal regulators in March. It also has renegotiated the terms of more than $40 million in preferred stock and subordinated debt.