April 28, 1991
This table reflects the financial strength of life/health insurance companies writing policies in Maryland, as assessed by Standard & Poor's.
The table contains two types of analysis. The broadest category is for companies receiving "qualified" ratings, derived from a newly developed, broad computer analysis using 1989 data filed publicly with regulators. Standard & Poor's analysts explain the rating system using a stoplight analogy. BBBq, the highest rating, is similar to a green light, BBq a yellow light, and Bq a red light. Because the analysis is broad, however, they caution individuals to use it only as a "first cut" in assessing a company and not as a definitive analysis.
Some of the larger companies are rated using Standard and Poor's more traditional methodology, which draws on public and private data and interviews with company executives. Under this system, companies are ranked from AAA to D, with AAA through BBB considered "secure" and BB through D "vulnerable." A ** symbol means that company was not ranked.
Name... ... ... ... ... ... ... ... ... ... ... rating
Acacia National Life ..............................BBq
Adjustable Life ....................................**
Admiral Life of America ..........................BBBq
Aetna Life Insurance & Annuity Co. ................AAA
Aetna Life ........................................AA+
Aetna Life of America ..............................Bq
Aetna Life of Illinois ...........................BBBq
Agc Life .........................................BBBq
AIG Life ..........................................BBq
Alexander Hamilton Life ............................AA
All American ASR Co. .............................BBBq
All American Life ................................BBBq
Allstate Life .....................................AAA
American Agency Life ...............................**
American Bankers Life of Fla. .....................BBq
American Centurion Life & Accident ...............BBBq
American Chambers Life .............................Bq
American Combined Life ...........................BBBq
American Continental Life .........................BBq
American Defender Life .............................Bq
American Enterprise Life ...........................Bq
American Family of Columbus, Ga. .................BBBq
American Fidelity Assurance Co. ...................BBq
American Fidelity Life ............................BBq
American Financial Security Life ...................**
American Founders Life ............................BBq
American Franklin Life ...........................BBBq
American General Life & ACC ......................BBBq
American General Life of Del. .....................BBq
American General Life of N.Y. .....................BBq
American Health & Life ...........................BBBq
American Heritage Life ............................BBq
American Income Life ..............................BBq
American Independent Life ..........................**
American Investors Life ............................**
American Life & ACC Co. of Ky. ...................BBBq
American Life of N.Y. .............................BBq
American Merchants Life ............................Bq
American National ................................BBBq
American National Life of Texas ..................BBBq
American Pioneer Life ..............................Bq
American Progressive Life & Health .................Bq
American Republic .................................BBq
American Security Life ASR Co. of N.C. .............Bq
American Service Life .............................BBq
American Skandia Life Assurance Corp. ..............**
American States Life .............................BBBq
American Transcontinental Life .....................**
American Travellers Life ...........................Bq
American United Life ..............................BBq
American-Amicable Life of Texas ....................Bq
Amerisure Life ....................................BBq
Ameritas Life Insurance Corp. .....................BBq
Ameritas Variable Life .............................Bq
Amex Life Assurance Co. ..........................BBBq
Amica Life ........................................BBq
Amoco Life .........................................Bq
Anchor National Life ..............................BBq
Annapolis Life .....................................Bq
Anthem Life .......................................BBq
Appalachian National Life ..........................Bq
Arcadia National Life .............................BBq
Associates Financial Life ..........................**
Association Life Inc. .............................BBq
Assured Security Life ..............................Bq
Atlantic American Life .............................Bq
Atlantic Phoenix (based, not lic. Md.) ...........BBBq
Auto Club Life .....................................Bq
Balboa Life ......................................BBBq
Baltimore Life (based, lic. in Md.) ................Bq
Bankers Life & Casualty Co. ......................BBBq
Bankers National Life ............................BBBq
