Provident Bancorp Inc.

BY THE NUMBERS

January 17, 1991

This Baltimore-based bank said fourth-quarter earnings grew because of an increase in non-interest income over the fourth quarter in 1989 and a lower provision for possible loan losses. Provident said the current quarter's earnings continue a return to profitability that began in the third quarter, following a $6.6 million loss in the second quarter caused by an increased provision for problem loans. Provident, established in 1987, is parent of the 104-year-old Provident Bank of Maryland, a full-service commercial bank that provides consumer and commercial banking services through a 40-branch network in the Baltimore area.

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