Bank Changes Under Way

October 07, 1990

MANCHESTER - Carroll County Bank and Trust Co. will keep its office at the corner of Westminster and Main streets open while renovations continue through December.

The building, first occupied by the bank in October 1929, will retain many of its original features, such as an ornate vault, a chandelier and marble floor, president and chief executive officer Thomas K. Ferguson said Thursday.

Bank officers and directors wanted to retain the history of the building and stay in the downtown area while still updating the facility, he said.

"Manchester has a vital, active business community. We want to be part of that," Ferguson told about 25 people at a breakfast gathering at the Bachman Valley Inn.

The office has a deposit base of more than $40 million and serves more than 3,100 households, he said.

The renovations, being done by John A. Overton of Overton & Ogburn Associates Inc. in Bladensburg, Prince George's County, will cost about $400,000.

Carroll County Bank and Trust has 12 offices in the county with about 250 employees, said James C. Wise, vice president and director of marketing.

Renovation work started about 10 days ago, he said.

The first phase will include building a new rear entrance and replacing the drive-up window. The second phase will be construction of a new teller area, and the third phase will be construction of the customer service area.

Ferguson asked customers to be patient during the restoration.

"There is going to be a little inconvenience through the whole process," he said.

The bank also is planning to renovate its office at 193 E. Main St. in Westminster next year.

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